Merchant & Business Payments

Accept Payments. Settle Faster. Grow Smarter.

NIH Sender helps businesses accept customer payments, process marketplace transactions, manage merchant wallets and handle everyday business collections across retail, fuel, wholesale, restaurants, service providers and online commerce.

Instant confirmation Merchant wallets Payment reversal Buyer & seller protection

Built for Everyday Commerce

Payment support for the businesses and service points customers use every day.

Supermarkets

Accept fast wallet payments for daily shopping and checkout flow.

Retail Shops

Process customer purchases in-store with secure payment records.

Wholesale Outlets

Support bulk payments, supplier orders and business-to-business trade.

Fuel Stations

Enable fuel payments, fleet expenses and corporate purchase tracking.

Restaurants

Support quick restaurant payments and daily service collections.

Service Providers

Collect payments for professional, repair, delivery and utility services.

Business Payment Toolkit

Tools designed for safer checkout, better merchant control and easier payment management.

Merchant Wallets

Receive and manage customer payments in a dedicated business wallet.

Credit Limits

Support structured payment access and credit-linked business transactions.

Payment Reversal

Handle wrong-payment and error cases with reversal support and records.

Merchant Settlements

Track payments and prepare merchant settlement records clearly.

Payment Notifications

Instant alerts for customer payments, merchant deposits and account activity.

Transaction History

Keep clean records for sales, payments, refunds and business reporting.

Multi-User Accounts

Support business teams and staff roles for operational payment handling.

Secure Checkout

Protect buyers and sellers through safer payment processing controls.

How Merchant Payments Work

A simple payment flow for in-store, online, marketplace and business transactions.

01

Customer Pays

A customer pays for goods, services, fuel, marketplace products or business purchases.

02

Payment Secured

The transaction is processed through the NIH Sender digital money platform.

03

Merchant Notified

The business receives instant payment notifications and transaction records.

04

Records & Settlement

Payments are organized for settlement, reporting, reversal handling and business tracking.

Integrated Wallet Payments

Customers can pay using wallet balances while businesses track activity digitally.

Buyer & Seller Protection

Payment records and protection mechanisms improve trust in commerce transactions.

Cross-Platform Payments

Support payments across marketplace, business and service environments.

Checkout Ready

A clean payment gateway structure for digital checkout and merchant collections.

Designed for business confidence.

NIH Sender connects secure merchant payments, marketplace checkout, digital wallets and business settlement controls in one ecosystem.

RetailShops & supermarkets
OnlineMarketplace checkout
B2BBusiness payments