:root{
  --red:#c4000b;
  --red2:#e01520;
  --red-dark:#820006;
  --ink:#080d14;
  --text:#1b2430;
  --muted:#5d6877;
  --line:#edf0f4;
  --soft:#fff5f5;
  --container:1240px;
  --shadow:0 22px 58px rgba(8,12,18,.07);
  --shadow-strong:0 32px 84px rgba(8,12,18,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--ink);
  background:#fff;
  overflow-x:hidden;
}
a{text-decoration:none;color:inherit}
.merchant-page{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 12% 6%,rgba(196,0,11,.05),transparent 30%),
    radial-gradient(circle at 88% 12%,rgba(196,0,11,.045),transparent 32%),
    linear-gradient(180deg,#fff 0%,#fbfcfd 54%,#fff 100%);
}
.m-container{width:min(var(--container),calc(100% - 72px));margin-inline:auto}
.m-svg{stroke:currentColor;stroke-width:2.15;stroke-linecap:round;stroke-linejoin:round}
.m-title{text-align:center;margin:0 0 30px}
.m-title h2{
  margin:0;
  color:#0b1018;
  font-size:clamp(30px,2.8vw,44px);
  line-height:1.06;
  letter-spacing:-.055em;
  font-weight:950;
}
.m-title h2 span{color:var(--red)}
.m-title p{
  max-width:780px;
  margin:10px auto 0;
  color:var(--muted);
  font-size:15px;
  line-height:1.58;
  font-weight:550;
}
.m-line{width:52px;height:3px;margin:14px auto 0;border-radius:999px;background:var(--red)}

/* Hero */
.m-hero{
  position:relative;
  padding:78px 0 48px;
}
.m-hero::before{
  content:"";
  position:absolute;
  left:50%;
  top:24px;
  transform:translateX(-50%);
  width:min(950px,92vw);
  height:360px;
  opacity:.13;
  background-image:radial-gradient(circle,rgba(7,11,18,.18) 0 1px,transparent 1.25px);
  background-size:9px 9px;
  -webkit-mask:radial-gradient(ellipse at center,#000 0 45%,transparent 75%);
  mask:radial-gradient(ellipse at center,#000 0 45%,transparent 75%);
  pointer-events:none;
}
.m-hero::after{
  content:"";
  position:absolute;
  right:-190px;
  top:92px;
  width:460px;
  height:460px;
  border-radius:50%;
  border:1px solid rgba(196,0,11,.12);
  box-shadow:inset 0 0 0 66px rgba(196,0,11,.022),inset 0 0 0 138px rgba(196,0,11,.015);
  pointer-events:none;
}
.m-hero-content{
  position:relative;
  z-index:1;
  max-width:960px;
  margin:0 auto;
  text-align:center;
}
.m-kicker{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:42px;
  padding:0 17px;
  border-radius:999px;
  color:#fff;
  background:linear-gradient(180deg,var(--red2),var(--red-dark));
  box-shadow:0 20px 38px rgba(196,0,11,.18);
  font-size:13px;
  font-weight:940;
  text-transform:uppercase;
  letter-spacing:-.01em;
}
.m-kicker svg{width:20px;height:20px}
.m-hero h1{
  margin:24px auto 20px;
  max-width:900px;
  font-size:clamp(48px,5.7vw,80px);
  line-height:.99;
  letter-spacing:-.078em;
  font-weight:950;
}
.m-hero h1 span{color:var(--red)}
.m-hero p{
  max-width:820px;
  margin:0 auto;
  color:#34404d;
  font-size:16.5px;
  line-height:1.68;
  font-weight:550;
}
.m-actions{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:16px;
  margin-top:30px;
}
.m-btn{
  min-width:184px;
  height:56px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:12px;
  border-radius:10px;
  font-size:15px;
  font-weight:930;
  transition:.2s ease;
}
.m-btn:hover{transform:translateY(-2px)}
.m-btn-red{color:#fff;background:linear-gradient(180deg,var(--red2),var(--red-dark));box-shadow:0 22px 42px rgba(196,0,11,.18)}
.m-btn-outline{color:var(--red);background:#fff;border:1.6px solid var(--red)}
.m-hero-chips{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:12px;
  max-width:930px;
  margin:27px auto 0;
}
.m-hero-chips span{
  min-height:58px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:14px;
  background:rgba(255,255,255,.88);
  box-shadow:0 14px 34px rgba(8,12,18,.055);
  color:#111820;
  font-size:13px;
  font-weight:900;
  line-height:1.15;
}
.m-hero-chips svg{
  width:24px;
  height:24px;
  flex:0 0 auto;
  color:var(--red);
}

/* Industry cards */
.m-industries{padding:12px 0 52px}
.m-industry-grid{
  display:grid;
  grid-template-columns:repeat(6,minmax(0,1fr));
  gap:15px;
}
.m-industry{
  min-height:172px;
  padding:24px 16px 20px;
  border:1px solid var(--line);
  border-radius:18px;
  background:#fff;
  box-shadow:var(--shadow);
  text-align:center;
  transition:.22s ease;
}
.m-industry:hover{transform:translateY(-4px);box-shadow:var(--shadow-strong);border-color:rgba(196,0,11,.23)}
.m-industry svg{
  width:62px;
  height:62px;
  margin:0 auto 15px;
  padding:13px;
  color:#fff;
  border-radius:19px;
  background:linear-gradient(180deg,var(--red2),var(--red-dark));
  box-shadow:0 16px 34px rgba(196,0,11,.18);
}
.m-industry h3,
.m-tool h3,
.m-flow-card h3,
.m-commerce-card h3{
  margin:0 0 8px;
  color:#101720;
  font-size:17px;
  line-height:1.16;
  letter-spacing:-.035em;
  font-weight:940;
}
.m-industry p,
.m-tool p,
.m-flow-card p,
.m-commerce-card p{
  margin:0;
  color:var(--muted);
  font-size:13.2px;
  line-height:1.52;
  font-weight:540;
}

/* Toolkit */
.m-toolkit{padding:26px 0 58px}
.m-toolkit-shell{
  border:1px solid var(--line);
  border-radius:22px;
  padding:32px 24px;
  background:rgba(255,255,255,.92);
  box-shadow:var(--shadow);
}
.m-tool-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:16px;
}
.m-tool{
  min-height:180px;
  padding:23px 20px 20px;
  border:1px solid var(--line);
  border-radius:17px;
  background:linear-gradient(180deg,#fff 0%,#fff 72%,#fff9f9);
  transition:.22s ease;
}
.m-tool:hover{transform:translateY(-4px);box-shadow:var(--shadow-strong);border-color:rgba(196,0,11,.22)}
.m-tool svg{
  width:52px;
  height:52px;
  margin-bottom:15px;
  padding:11px;
  color:var(--red);
  border-radius:16px;
  background:#fff4f4;
  border:1px solid #ffd8db;
}

/* Flow */
.m-flow{padding:18px 0 58px}
.m-flow-grid{
  position:relative;
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:16px;
  padding-top:32px;
}
.m-flow-grid::before{
  content:"";
  position:absolute;
  left:10%;
  right:10%;
  top:19px;
  height:2px;
  background:repeating-linear-gradient(90deg,rgba(196,0,11,.34) 0 9px,transparent 9px 17px);
}
.m-flow-card{
  position:relative;
  min-height:210px;
  padding:34px 20px 20px;
  text-align:center;
  border:1px solid var(--line);
  border-radius:17px;
  background:#fff;
  box-shadow:var(--shadow);
}
.m-step{
  position:absolute;
  left:50%;
  top:-31px;
  transform:translateX(-50%);
  width:42px;
  height:42px;
  border-radius:50%;
  display:grid;
  place-items:center;
  color:#fff;
  background:linear-gradient(180deg,var(--red2),var(--red-dark));
  box-shadow:0 14px 28px rgba(196,0,11,.22),0 0 0 6px #fff;
  font-size:13px;
  font-weight:950;
}
.m-flow-card svg{
  width:58px;
  height:58px;
  margin:0 auto 16px;
  padding:12px;
  color:var(--red);
  border-radius:18px;
  background:#fff4f4;
  border:1px solid #ffd8db;
}

/* Commerce */
.m-commerce{padding:18px 0 58px}
.m-commerce-layout{
  display:grid;
  grid-template-columns:minmax(330px,.82fr) 1fr;
  gap:24px;
  align-items:stretch;
}
.m-commerce-panel{
  position:relative;
  min-height:440px;
  border-radius:22px;
  padding:32px;
  color:#fff;
  overflow:hidden;
  background:
    radial-gradient(circle at 16% 12%,rgba(255,255,255,.19),transparent 32%),
    linear-gradient(135deg,#8b0006 0%,#c4000b 48%,#e01520 100%);
  box-shadow:0 28px 70px rgba(150,0,0,.24);
}
.m-commerce-panel::before{
  content:"";
  position:absolute;
  inset:0;
  opacity:.35;
  background-image:radial-gradient(circle at 1px 1px,rgba(255,255,255,.25) 1px,transparent 1.7px);
  background-size:18px 18px;
}
.m-commerce-panel > *{position:relative;z-index:1}
.m-commerce-panel svg{
  width:78px;
  height:78px;
  margin-bottom:24px;
}
.m-commerce-panel h2{
  margin:0;
  max-width:380px;
  font-size:clamp(28px,3vw,42px);
  line-height:1.04;
  letter-spacing:-.055em;
  font-weight:950;
}
.m-commerce-panel p{
  max-width:420px;
  margin:16px 0 0;
  color:rgba(255,255,255,.86);
  font-size:15px;
  line-height:1.62;
  font-weight:550;
}
.m-commerce-tags{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:26px;
}
.m-commerce-tags span{
  min-height:38px;
  display:inline-flex;
  align-items:center;
  padding:0 13px;
  border-radius:999px;
  background:rgba(255,255,255,.13);
  border:1px solid rgba(255,255,255,.22);
  font-size:12px;
  font-weight:850;
}
.m-commerce-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px;
}
.m-commerce-card{
  min-height:208px;
  padding:24px 22px 21px;
  border:1px solid var(--line);
  border-radius:18px;
  background:#fff;
  box-shadow:var(--shadow);
  transition:.22s ease;
}
.m-commerce-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-strong);border-color:rgba(196,0,11,.22)}
.m-commerce-card svg{
  width:54px;
  height:54px;
  padding:11px;
  margin-bottom:15px;
  color:var(--red);
  border-radius:17px;
  background:#fff4f4;
  border:1px solid #ffd8db;
}

/* Assurance */
.m-assurance{padding:12px 0 78px}
.m-assurance-card{
  display:grid;
  grid-template-columns:minmax(0,1fr) repeat(3,minmax(160px,220px));
  align-items:center;
  gap:22px;
  min-height:142px;
  padding:28px 34px;
  border-radius:21px;
  background:#fff;
  border:1px solid var(--line);
  box-shadow:var(--shadow);
}
.m-assurance-main{
  display:flex;
  align-items:center;
  gap:18px;
}
.m-assurance-main svg{
  width:64px;
  height:64px;
  padding:14px;
  color:#fff;
  border-radius:19px;
  background:linear-gradient(180deg,var(--red2),var(--red-dark));
  box-shadow:0 17px 34px rgba(196,0,11,.18);
  flex:0 0 auto;
}
.m-assurance-main h2{
  margin:0;
  font-size:clamp(24px,2.4vw,34px);
  line-height:1.06;
  letter-spacing:-.05em;
  font-weight:950;
}
.m-assurance-main p{
  margin:8px 0 0;
  max-width:560px;
  color:var(--muted);
  font-size:14px;
  line-height:1.5;
}
.m-stat{
  min-height:82px;
  display:flex;
  align-items:center;
  gap:13px;
  border-left:1px solid var(--line);
  padding-left:22px;
}
.m-stat svg{
  width:42px;
  height:42px;
  color:var(--red);
}
.m-stat strong{display:block;font-size:24px;line-height:1;font-weight:950;letter-spacing:-.04em}
.m-stat small{display:block;margin-top:6px;color:var(--muted);font-size:12px;font-weight:720}

/* Responsive */
@media (max-width:1180px){
  .m-industry-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .m-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .m-commerce-layout{grid-template-columns:1fr}
  .m-assurance-card{grid-template-columns:1fr 1fr}
  .m-assurance-main{grid-column:1/-1}
}
@media (max-width:900px){
  .m-hero-chips{grid-template-columns:repeat(2,minmax(0,1fr))}
  .m-flow-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px 14px}
  .m-flow-grid::before{display:none}
  .m-commerce-grid{grid-template-columns:1fr}
}
@media (max-width:760px){
  .m-container{width:calc(100% - 36px)}
  .m-hero{padding:52px 0 34px}
  .m-hero h1{font-size:43px}
  .m-hero p{font-size:15.2px}
  .m-actions{gap:12px}
  .m-btn{width:100%;height:52px}
  .m-industry-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .m-toolkit-shell{padding:24px 16px}
  .m-tool-grid{grid-template-columns:1fr}
  .m-flow-grid{grid-template-columns:1fr}
  .m-commerce-panel{min-height:auto;padding:26px 22px}
  .m-assurance-card{grid-template-columns:1fr;padding:24px 20px}
  .m-stat{border-left:0;border-top:1px solid var(--line);padding:18px 0 0}
}
@media (max-width:480px){
  .m-container{width:calc(100% - 28px)}
  .m-hero h1{font-size:37px}
  .m-hero-chips{grid-template-columns:1fr}
  .m-industry-grid{grid-template-columns:1fr}
  .m-assurance-main{align-items:flex-start}
}